{"id":11082,"date":"2017-10-18T02:12:46","date_gmt":"2017-10-18T00:12:46","guid":{"rendered":"https:\/\/auren.com\/co\/blog\/21-15-efectivo-anual-sera-el-interes-bancario-corriente-aplicable-en-octubre-para-creditos-de-consumo\/"},"modified":"2017-10-18T02:12:46","modified_gmt":"2017-10-18T00:12:46","slug":"21-15-efectivo-anual-sera-el-interes-bancario-corriente-aplicable-en-octubre-para-creditos-de-consumo","status":"publish","type":"blog","link":"https:\/\/auren.com\/co\/blog\/21-15-efectivo-anual-sera-el-interes-bancario-corriente-aplicable-en-octubre-para-creditos-de-consumo\/","title":{"rendered":"21.15% efectivo anual ser\u00e1 el inter\u00e9s bancario corriente aplicable en octubre para cr\u00e9ditos de consumo."},"content":{"rendered":"<\/p>\n<p class=\"text-justify\">A trav\u00e9s de la Resoluci\u00f3n 1298 del 29 de septiembre de 2017, la Superintendencia Financiera certific\u00f3 el inter\u00e9s bancario corriente efectivo anual, para la modalidad de cr\u00e9dito de consumo y ordinario, en 21.15%, aplicable para el mes de octubre de 2017.   <\/p>\n<p class=\"text-justify\">Considerando que el inter\u00e9s remuneratorio y moratorio no podr\u00e1 exceder 1.5 veces el inter\u00e9s bancario corriente efectivo anual para la modalidad de cr\u00e9dito de consumo y ordinario, en 31,73% queda el l\u00edmite de usura, delito en el que incurrir\u00eda quien reciba o cobre, directa o indirectamente, a cambio de pr\u00e9stamo de dinero o por concepto de venta de bienes o servicios a plazo, utilidad o ventaja que exceda el l\u00edmite antes referido.<\/p>\n<p class=\"text-justify\">Para efectos de determinar la tasa de inter\u00e9s moratorio de las obligaciones tributarias administradas por la DIAN, estableci\u00f3 la ley 1819 de 2016 que se liquidar\u00e1 diariamente a la tasa de inter\u00e9s diario que sea equivalente a la tasa de usura vigente, determinada por la Superintendencia Financiera, para las modalidades de cr\u00e9dito de consumo, menos dos puntos, con lo cual la tasa para el per\u00edodo de octubre de 2017 queda en 29,73%.<\/p>\n<p class=\"text-justify\">Por su parte, la Superintendencia certific\u00f3 en 36,76% efectivo anual el inter\u00e9s bancario corriente para la modalidad de microcr\u00e9dito, tasa que ser\u00e1 aplicable entre el primero de octubre y 31 de diciembre de 2017.<\/p>\n<p class=\"text-justify\">Finalmente, en la Resoluci\u00f3n comentada la entidad certific\u00f3 en 37,55% efectivo anual el inter\u00e9s bancario corriente para la modalidad de cr\u00e9dito de consumo de bajo monto, tasa que regir\u00e1 entre el primero de octubre de 2017 y el 30 de septiembre de 2018<\/p>\n<p><!-- AddThis Advanced Settings generic via filter on the_content --><!-- AddThis Share Buttons generic via filter on the_content --><\/p>\n","protected":false},"excerpt":{"rendered":"<p>A trav\u00e9s de la Resoluci\u00f3n 1298 del 29 de septiembre de 2017, la Superintendencia Financiera certific\u00f3 el inter\u00e9s bancario corriente efectivo anual, para la modalidad de cr\u00e9dito de consumo y ordinario, en 21.15%, aplicable para el mes de octubre de 2017.<\/p>\n","protected":false},"featured_media":11083,"template":"","meta":{"_acf_changed":false,"footnotes":""},"blog-category":[],"class_list":["post-11082","blog","type-blog","status-publish","has-post-thumbnail","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.2 - 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