{"id":11271,"date":"2015-05-29T11:02:17","date_gmt":"2015-05-29T09:02:17","guid":{"rendered":"https:\/\/auren.com\/uy\/new\/224-ley-de-inclusion-financiera-prorroga-de-plazos\/"},"modified":"2015-05-29T11:02:17","modified_gmt":"2015-05-29T09:02:17","slug":"224-ley-de-inclusion-financiera-prorroga-de-plazos","status":"publish","type":"new","link":"https:\/\/auren.com\/uy\/noticias\/224-ley-de-inclusion-financiera-prorroga-de-plazos\/","title":{"rendered":"224- LEY DE INCLUSI\u00d3N FINANCIERA: PR\u00d3RROGA DE PLAZOS"},"content":{"rendered":"

La Ley N\u00b0 19.210, \u201cLey de Inclusi\u00f3n Financiera\u201d<\/strong>, estableci\u00f3 disposiciones regulando los medios de pago de ciertas obligaciones. Tambi\u00e9n incluy\u00f3 sanciones en caso de no utilizar los medios de pago autorizados. Con estas medidas se busca generar un sistema de pagos eficiente, moderno y transparente.<\/p>\n

Algunas de las disposiciones entrar\u00edan a aplicarse a la brevedad, sin embargo en una charla realizada por integrantes del Ministerio de Econom\u00eda y Finanzas (MEF), el pasado 16 de abril, se inform\u00f3 que habr\u00eda postergaciones en la entrada de vigencia de algunas disposiciones.<\/p>\n

El mi\u00e9rcoles pasado fue publicado en la p\u00e1gina de Presidencia el Decreto por medio del cual se ejerce la facultad otorgada por el art. 45 de la Ley N\u00ba 19.210 <\/strong>para prorrogar la entrada en vigencia de ciertas disposiciones.<\/p>\n

A continuaci\u00f3n repasaremos alguna de dichas disposiciones.<\/p>\n

Pagos mayores a UI 160.000<\/strong><\/p>\n

Las operaciones mayores 160.000 UI s\u00f3lo podr\u00e1n realizarse a trav\u00e9s de medios de pago electr\u00f3nicos o cheques diferidos cruzados no a la orden.<\/p>\n

La vigencia de dicha disposici\u00f3n es el 01\/06\/2015, pero se\u00a0 prorrog\u00f3 al 01\/12\/2015.<\/p>\n

Pagos de arrendamientos<\/strong><\/p>\n

El pago del precio de todo arrendamiento, subarrendamiento o cr\u00e9dito de uso sobre inmuebles, cuyo importe supere las 40 BPC en el a\u00f1o civil o su equivalente mensual, deber\u00e1 cumplirse mediante acreditaci\u00f3n en cuenta abierta en una instituci\u00f3n de intermediaci\u00f3n financiera a nombre del arrendador, subarrendador u otorgante del cr\u00e9dito de uso.<\/p>\n

Las disposiciones ten\u00eda como vigencia original 01\/12\/2014, la cual fue postergada por el Decreto 262\/014 <\/strong>al 1\/07\/2015. Dicha vigencia se prorrog\u00f3 al 01\/12\/2015.<\/p>\n

Asimismo la notificaci\u00f3n que la arrendadora debe realizar al deudor por los alquileres en curso se prorrog\u00f3 al 1\/09\/2015. El Decreto 262\/014 <\/strong>hab\u00eda fijado la fecha de vigencia el 01\/05\/2015.<\/p>\n

Compraventa de inmuebles<\/strong><\/p>\n

El pago del precio en dinero de toda transmisi\u00f3n de derechos sobre bienes inmuebles que supere el equivalente a 40.000 UI deber\u00e1 cumplirse a trav\u00e9s de medios de pago electr\u00f3nicos, cheques certificados cruzados no a la orden o letras de cambio cruzadas emitidas por una instituci\u00f3n de intermediaci\u00f3n financiera a nombre del comprador.<\/p>\n

La disposici\u00f3n ten\u00eda vigencia a partir del 01\/06\/2015 y\u00a0 se prorrog\u00f3 01\/12\/2015.<\/p>\n

Compraventa de veh\u00edculos<\/strong><\/p>\n

El pago del precio en dinero en las adquisiciones de veh\u00edculos, cero kil\u00f3metro o usados, cuyo importe total supere las 40.000 UI, deber\u00e1 cumplirse a trav\u00e9s de medios de pago electr\u00f3nicos, cheques certificados cruzados no a la orden, cheques diferidos cruzados no a la orden o letras de cambio cruzadas emitidas por una instituci\u00f3n de intermediaci\u00f3n financiera a nombre del comprador.<\/p>\n

La vigencia es el 01\/06\/2015 y se prorrog\u00f3 al 01\/12\/2015<\/p>\n

Tributos nacionales<\/strong><\/p>\n

Ser\u00e1 obligatorio el pago de los tributos nacionales, siempre que sea igual o superior al equivalente UI 10.000, as\u00ed como las devoluciones que corresponda efectuar, mediante medios de pagos electr\u00f3nicos, certificados de cr\u00e9dito emitidos por DGI o cheques diferidos cruzados no a la orden.<\/p>\n

La vigencia de dicha obligaci\u00f3n era a partir del 01\/06\/2015 y se prorrog\u00f3 al 01\/01\/2016.<\/p>\n

<\/p>\n","protected":false},"excerpt":{"rendered":"

La Ley N\u00b0 19.210, \u201cLey de Inclusi\u00f3n Financiera\u201d, estableci\u00f3 disposiciones regulando los medios de pago de ciertas obligaciones. Tambi\u00e9n incluy\u00f3 sanciones en caso de no utilizar los medios de pago […]<\/p>\n","protected":false},"featured_media":11272,"template":"","meta":{"_acf_changed":false,"footnotes":""},"new-category":[],"class_list":["post-11271","new","type-new","status-publish","has-post-thumbnail","hentry"],"acf":[],"yoast_head":"\n224- LEY DE INCLUSI\u00d3N FINANCIERA: PR\u00d3RROGA DE PLAZOS - Auren Uruguay<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/auren.com\/uy\/noticias\/224-ley-de-inclusion-financiera-prorroga-de-plazos\/\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"224- LEY DE INCLUSI\u00d3N FINANCIERA: PR\u00d3RROGA DE PLAZOS - Auren Uruguay\" \/>\n<meta property=\"og:description\" content=\"La Ley N\u00b0 19.210, \u201cLey de Inclusi\u00f3n Financiera\u201d, estableci\u00f3 disposiciones regulando los medios de pago de ciertas obligaciones. Tambi\u00e9n incluy\u00f3 sanciones en caso de no utilizar los medios de pago […]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/auren.com\/uy\/noticias\/224-ley-de-inclusion-financiera-prorroga-de-plazos\/\" \/>\n<meta property=\"og:site_name\" content=\"Auren Uruguay\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/aurenuruguay\" \/>\n<meta property=\"og:image\" content=\"https:\/\/auren.com\/uy\/wp-content\/uploads\/2015\/05\/shutterstock_459745249.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"2048\" \/>\n\t<meta property=\"og:image:height\" content=\"1365\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:site\" content=\"@AurenUruguay\" \/>\n<meta name=\"twitter:label1\" content=\"Tiempo de lectura\" \/>\n\t<meta name=\"twitter:data1\" content=\"3 minutos\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/auren.com\\\/uy\\\/noticias\\\/224-ley-de-inclusion-financiera-prorroga-de-plazos\\\/\",\"url\":\"https:\\\/\\\/auren.com\\\/uy\\\/noticias\\\/224-ley-de-inclusion-financiera-prorroga-de-plazos\\\/\",\"name\":\"224- LEY DE INCLUSI\u00d3N FINANCIERA: PR\u00d3RROGA DE PLAZOS - Auren Uruguay\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/auren.com\\\/uy\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/auren.com\\\/uy\\\/noticias\\\/224-ley-de-inclusion-financiera-prorroga-de-plazos\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/auren.com\\\/uy\\\/noticias\\\/224-ley-de-inclusion-financiera-prorroga-de-plazos\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/auren.com\\\/uy\\\/wp-content\\\/uploads\\\/2015\\\/05\\\/shutterstock_459745249.jpg\",\"datePublished\":\"2015-05-29T09:02:17+00:00\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/auren.com\\\/uy\\\/noticias\\\/224-ley-de-inclusion-financiera-prorroga-de-plazos\\\/#breadcrumb\"},\"inLanguage\":\"es\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/auren.com\\\/uy\\\/noticias\\\/224-ley-de-inclusion-financiera-prorroga-de-plazos\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"es\",\"@id\":\"https:\\\/\\\/auren.com\\\/uy\\\/noticias\\\/224-ley-de-inclusion-financiera-prorroga-de-plazos\\\/#primaryimage\",\"url\":\"https:\\\/\\\/auren.com\\\/uy\\\/wp-content\\\/uploads\\\/2015\\\/05\\\/shutterstock_459745249.jpg\",\"contentUrl\":\"https:\\\/\\\/auren.com\\\/uy\\\/wp-content\\\/uploads\\\/2015\\\/05\\\/shutterstock_459745249.jpg\",\"width\":2048,\"height\":1365},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/auren.com\\\/uy\\\/noticias\\\/224-ley-de-inclusion-financiera-prorroga-de-plazos\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Portada\",\"item\":\"https:\\\/\\\/auren.com\\\/uy\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"224- LEY DE INCLUSI\u00d3N FINANCIERA: PR\u00d3RROGA DE PLAZOS\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/auren.com\\\/uy\\\/#website\",\"url\":\"https:\\\/\\\/auren.com\\\/uy\\\/\",\"name\":\"Auren Uruguay\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\\\/\\\/auren.com\\\/uy\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/auren.com\\\/uy\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"es\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/auren.com\\\/uy\\\/#organization\",\"name\":\"Auren Uruguay\",\"url\":\"https:\\\/\\\/auren.com\\\/uy\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"es\",\"@id\":\"https:\\\/\\\/auren.com\\\/uy\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/auren.com\\\/uy\\\/wp-content\\\/uploads\\\/2025\\\/01\\\/cropped-cropped-favicon-Auren.png\",\"contentUrl\":\"https:\\\/\\\/auren.com\\\/uy\\\/wp-content\\\/uploads\\\/2025\\\/01\\\/cropped-cropped-favicon-Auren.png\",\"width\":512,\"height\":512,\"caption\":\"Auren Uruguay\"},\"image\":{\"@id\":\"https:\\\/\\\/auren.com\\\/uy\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/www.facebook.com\\\/aurenuruguay\",\"https:\\\/\\\/x.com\\\/AurenUruguay\",\"https:\\\/\\\/www.linkedin.com\\\/company\\\/auren-uruguay\",\"https:\\\/\\\/www.youtube.com\\\/channel\\\/UClkpSYFfsAuqdTaVF5whedQ\",\"https:\\\/\\\/www.instagram.com\\\/aurenuruguay\\\/\"]}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"224- LEY DE INCLUSI\u00d3N FINANCIERA: PR\u00d3RROGA DE PLAZOS - Auren Uruguay","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/auren.com\/uy\/noticias\/224-ley-de-inclusion-financiera-prorroga-de-plazos\/","og_locale":"es_ES","og_type":"article","og_title":"224- LEY DE INCLUSI\u00d3N FINANCIERA: PR\u00d3RROGA DE PLAZOS - Auren Uruguay","og_description":"La Ley N\u00b0 19.210, \u201cLey de Inclusi\u00f3n Financiera\u201d, estableci\u00f3 disposiciones regulando los medios de pago de ciertas obligaciones. Tambi\u00e9n incluy\u00f3 sanciones en caso de no utilizar los medios de pago […]","og_url":"https:\/\/auren.com\/uy\/noticias\/224-ley-de-inclusion-financiera-prorroga-de-plazos\/","og_site_name":"Auren Uruguay","article_publisher":"https:\/\/www.facebook.com\/aurenuruguay","og_image":[{"width":2048,"height":1365,"url":"https:\/\/auren.com\/uy\/wp-content\/uploads\/2015\/05\/shutterstock_459745249.jpg","type":"image\/jpeg"}],"twitter_card":"summary_large_image","twitter_site":"@AurenUruguay","twitter_misc":{"Tiempo de lectura":"3 minutos"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/auren.com\/uy\/noticias\/224-ley-de-inclusion-financiera-prorroga-de-plazos\/","url":"https:\/\/auren.com\/uy\/noticias\/224-ley-de-inclusion-financiera-prorroga-de-plazos\/","name":"224- LEY DE INCLUSI\u00d3N FINANCIERA: PR\u00d3RROGA DE PLAZOS - Auren Uruguay","isPartOf":{"@id":"https:\/\/auren.com\/uy\/#website"},"primaryImageOfPage":{"@id":"https:\/\/auren.com\/uy\/noticias\/224-ley-de-inclusion-financiera-prorroga-de-plazos\/#primaryimage"},"image":{"@id":"https:\/\/auren.com\/uy\/noticias\/224-ley-de-inclusion-financiera-prorroga-de-plazos\/#primaryimage"},"thumbnailUrl":"https:\/\/auren.com\/uy\/wp-content\/uploads\/2015\/05\/shutterstock_459745249.jpg","datePublished":"2015-05-29T09:02:17+00:00","breadcrumb":{"@id":"https:\/\/auren.com\/uy\/noticias\/224-ley-de-inclusion-financiera-prorroga-de-plazos\/#breadcrumb"},"inLanguage":"es","potentialAction":[{"@type":"ReadAction","target":["https:\/\/auren.com\/uy\/noticias\/224-ley-de-inclusion-financiera-prorroga-de-plazos\/"]}]},{"@type":"ImageObject","inLanguage":"es","@id":"https:\/\/auren.com\/uy\/noticias\/224-ley-de-inclusion-financiera-prorroga-de-plazos\/#primaryimage","url":"https:\/\/auren.com\/uy\/wp-content\/uploads\/2015\/05\/shutterstock_459745249.jpg","contentUrl":"https:\/\/auren.com\/uy\/wp-content\/uploads\/2015\/05\/shutterstock_459745249.jpg","width":2048,"height":1365},{"@type":"BreadcrumbList","@id":"https:\/\/auren.com\/uy\/noticias\/224-ley-de-inclusion-financiera-prorroga-de-plazos\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Portada","item":"https:\/\/auren.com\/uy\/"},{"@type":"ListItem","position":2,"name":"224- LEY DE INCLUSI\u00d3N FINANCIERA: PR\u00d3RROGA DE PLAZOS"}]},{"@type":"WebSite","@id":"https:\/\/auren.com\/uy\/#website","url":"https:\/\/auren.com\/uy\/","name":"Auren Uruguay","description":"","publisher":{"@id":"https:\/\/auren.com\/uy\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/auren.com\/uy\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"es"},{"@type":"Organization","@id":"https:\/\/auren.com\/uy\/#organization","name":"Auren Uruguay","url":"https:\/\/auren.com\/uy\/","logo":{"@type":"ImageObject","inLanguage":"es","@id":"https:\/\/auren.com\/uy\/#\/schema\/logo\/image\/","url":"https:\/\/auren.com\/uy\/wp-content\/uploads\/2025\/01\/cropped-cropped-favicon-Auren.png","contentUrl":"https:\/\/auren.com\/uy\/wp-content\/uploads\/2025\/01\/cropped-cropped-favicon-Auren.png","width":512,"height":512,"caption":"Auren Uruguay"},"image":{"@id":"https:\/\/auren.com\/uy\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/aurenuruguay","https:\/\/x.com\/AurenUruguay","https:\/\/www.linkedin.com\/company\/auren-uruguay","https:\/\/www.youtube.com\/channel\/UClkpSYFfsAuqdTaVF5whedQ","https:\/\/www.instagram.com\/aurenuruguay\/"]}]}},"_links":{"self":[{"href":"https:\/\/auren.com\/uy\/wp-json\/wp\/v2\/new\/11271","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/auren.com\/uy\/wp-json\/wp\/v2\/new"}],"about":[{"href":"https:\/\/auren.com\/uy\/wp-json\/wp\/v2\/types\/new"}],"version-history":[{"count":0,"href":"https:\/\/auren.com\/uy\/wp-json\/wp\/v2\/new\/11271\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/auren.com\/uy\/wp-json\/wp\/v2\/media\/11272"}],"wp:attachment":[{"href":"https:\/\/auren.com\/uy\/wp-json\/wp\/v2\/media?parent=11271"}],"wp:term":[{"taxonomy":"new-category","embeddable":true,"href":"https:\/\/auren.com\/uy\/wp-json\/wp\/v2\/new-category?post=11271"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}